How Heirloom Works

Everything your family needs, organized and protected — ready when they need it most.

STEP 1

Build Your Vault

Add accounts, passwords, documents, and personal messages at your own pace. Our guided setup makes it easy to know exactly what you should include, ensuring nothing important is left behind.

From financial accounts and legal documents to cherished photos and heartfelt letters — everything can be organized into one secure, searchable place.

Start with what matters most and add more over time. There's no rush, and no single right way to do it.

STEP 2

Choose Who Gets Access

Assign trusted contacts and set their permission levels. You decide who sees what, and exactly when they see it.

Grant full access to a spouse, limit a lawyer to relevant documents only, or give a trusted friend access to personal messages intended just for them. Every relationship is different, and your settings can reflect that.

You remain in complete control at all times — permissions can be updated, revoked, or adjusted whenever your circumstances change.

STEP 3

Rest Easy

Your legacy is secure, organized, and ready when it's needed. Update it as life changes — the rest happens when the time comes.

When you pass, a trusted family member reports it through Heirloom. After a 7-day review window — designed to catch any mistake — your vault opens to the people you chose, with email guidance walking them through what you've left.

No family scrambling for passwords. No guesswork about what accounts exist. Just a clear, compassionate handover — exactly as you intended.

What You Can Store

A complete picture of your life, thoughtfully organized into secure categories.

Financial Accounts

Bank accounts, investments, and retirement funds.

Passwords & Logins

Email, social media, and essential digital credentials.

Important Documents

Wills, deeds, birth certificates, and legal records.

Memories & Messages

Photos and heartfelt letters to loved ones.

Insurance Policies

Life, health, property, and auto insurance details.

Digital Subscriptions

Streaming services, software licenses, and memberships.

A father and adult daughter reviewing plans together on a laptop

How Your Trusted Contacts Get Access

A seamless, secure process ensures your information reaches the right people at the right time.

Owner sets permissions

You choose who gets access and what they can see.

Contact receives invite

They are notified of their role in your legacy plan.

Contact creates account

They verify their identity to establish a secure connection.

Access granted when needed

After you pass, a 7-day review window opens before your vault is shared with the people you chose.

Your data is encrypted in transit and at rest. Access is yours — and only the people you choose.

Heirloom uses TLS 1.3 in transit and AES-256 at rest. Per-user row-level security ensures every account is isolated, with authenticated sessions required for every protected action.

Ready to get started?

Join thousands of families taking control of their digital legacy today.